Privacy Policy

How does Kredinor AB handle your personal data?

We collect and store your personal data as part of our business in order to offer our services and maintain a good service. For us, it is important to take your privacy into account and to comply with the rules on data protection.

Purpose and legal basis

Kredinor processes personal data to conduct debt collection activities. In debt collection activities, personal data are generally treated as being necessary to perform a task of general interest.
We collect the personal data that are necessary for handling each individual case. The personal data are processed during the time a case is under way and deleted or de-identified no later than 36 months after the individual case has been closed.

What is a personal information?

Personal information is any kind of information that can be linked to a living person. Typical personal information is personal identification number, name and address. Other information can also be counted as personal information if they are linked to a natural person, such as account numbers or images.

Can others access my personal information?

Your personal information may be shared with our suppliers so that we can perform our services. We may also share your personal information with our clients and with the authorities. When we share your personal information with our clients and with the authorities we make sure that the information is handled safely.

Transfers to third countries

In the event that Kredinor will provide personal data to a country outside the EU and the EEA, this is subject to compliance with the rules in the Data Protection Regulation.

Your rights

You have the right to get a registry extract that shows which of your personal data we handle. You also have the right to request correction of incorrect or incomplete information. You can object to the processing of your personal data. For example, objections may be that the treatment is illegal, the data is not correct or that the information is not needed for the purpose.

Do you want to contact us regarding the handling of your personal data

You can email us at dataskydd@kredinor.se to get answers to questions or objections regarding the handling of your personal data.
Kredinor AB, corporate identity number 556069-3185, is the personal data controller and the Data Inspectorate is the supervisory authority for our business.
You can also get more information about the data protection regulation on the Data Inspection’s website https://www.datainspektionen.se/other-lang/in-english/.